Budgeting For Beginners | How To Create A Budget From Scratch (Free Worksheet)

If you’ve been living paycheck to paycheck or feel like your money disappears too fast, this video is for YOU! I’m breaking down exactly how to create a budget from scratch—step by step—so you can take control of your finances and finally start saving.

I’ll show you:
✅ The easiest way to set up a budget (even if you’ve never budgeted before!)
✅ How to track your income & expenses without feeling overwhelmed
✅ A simple method to make your budget actually work (no more quitting halfway!)

Don't just watch—TAKE ACTION! Comment below with your biggest budgeting struggle, and let’s get through it together!

Subscribe & turn on notifications—I’m on the road to 10K subscribers, and I’d love for you to be part of this journey!
#BudgetingForBeginners #MoneyTips #CashStuffing #howtobudgetmoney

New Spring Collection!
Check out my Spring Collection. I have new items such as New colorful Binders, cash trays, keychains, & more! Your support will be greatly appreciated! Subscribe so you don't miss out on any details!
https://budgeting-just-because.myshop...

$1 Deals - Save for the Things You Want Challenge!
Click the link below and download for only a $1.
https://budgeting-just-because.myshop...

$1 Deals - Strawberry Savings
Click the link below and download for only a $1.
https://budgeting-just-because.myshop...

New Savings Challenge Binder Collab
Inspired & created by Snow Gardner307. The Savings Challenge collab book is now available. 26 Creators have come together in one book with unique savings challenges you will love! Click the link below to support!
https://www.etsy.com/shop/SnowGardene...

New 2025 TGIF Savings Challenge Bundle is here! We're saving every Friday in 2025. Click the link below to learn more

https://budgeting-just-because.myshop...

New 1K Savings Bundle Binder. Start saving today!
https://budgeting-just-because.myshop...

New Savings Challenge Bundle (12 Trackers + Binder) $20. Don't Miss Out
https://budgeting-just-because.myshop...

Click the link below and grab you some freebies to help with your budgeting journey. From the main page, click on "Shop" to get a copy of free budgeting printables
https://www.buymeacoffee.com/KrisBJB

Which Budgeting Method is Best for You? Click the link below to findout.
https://youtube.com/live/4CTGtSYkuyE

Acorn Investing Referral
Hey! Acorns makes it easy to save and invest. Join me and you'll get a free $5 investment! As a perk of referring you, I can get a reward too. Learn more and see terms here.
https://acorns.com/share/?shareable_c...

Donations to help my channel & website are greatly appreciated!
CashApp - $budgetingjustbecause

Want to keep up with what I'm doing on YouTube or Instagram? Make sure you hangout with me on my website for all the latest updates. Don't forget to sign up for my email list while you're there.

https://budgetingjustbecause.com/

Memberships are available. Join this channel to get access to perks:
   / @budgetingjustbecause  

If you have a comment or question but want to remain anonymous, click the link below and submit it to my questionnaire.

https://forms.gle/zSiaeEv1455ncBGE7

BjB Super Thanks, Chats, & Stickers are greatly appreciated. All funds get invested back into my channel to invest in quality content for you, exciting live streams, and best of all giveaways!

Donate to support the budgeting community & small businesses:
https://www.buymeacoffee.com/KrisBJB

Subscribe for more https://www.youtube.com/c/BudgetingJu...

Share this video with a friend:
   • Budgeting For Beginners | How To Create A ...  

Let’s connect
Instagram:
@BudgetingJustBecause

TikTok
@BudgetingJustBecause

Website:
https://budgetingjustbecause.com/

Shop
https://budgeting-just-because.myshop...

Send me an email:
[email protected]

Happy Mail Always Welcomed:
P.O. Box 1303
Mt Juliet, TN
37121-1303

Donations to help my channel & website are greatly appreciated!
CashApp - $budgetingjustbecause

Financial Calculators
https://www.financialmentor.com/

Dave Ramsey's Net Worth Calculator
https://www.ramseysolutions.com/retir...

Nerd Wallet
https://www.nerdwallet.com/h/calculat...

Credit Scores: What you need to know about them?
https://www.nerdwallet.com/article/fi...

https://www.firstalliancecu.com/blog/...

https://www.nerdwallet.com/article/fi...

https://www.fidelity.com/learning-cen...