I Moved From Canada to the U.S. — Here’s What Happened to My Money

In May 2024, I moved from Canada to the U.S., and I quickly realized that the hardest part wasn’t packing — it was figuring out my finances, banking, and credit in America.

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In this video, I’ll walk you through exactly how I handled my move, including:

Closing and draining Canadian accounts (TFSA, RRSP) before immigrating
Setting up U.S. cash, bank accounts, and credit cards
Getting a Social Security Number (SSN) and why it’s the most important first step
Opening my first U.S. bank account with Chase and starting from a zero credit score
Using my Canadian American Express card to get approved in the U.S.
Figuring out health insurance without an employer plan
Choosing an investing platform (Charles Schwab) and opening a Roth IRA
Moving $90,000 CAD to the U.S. using Wise (formerly TransferWise) and dollar-cost averaging the transfer

If you’re planning on immigrating from Canada to the United States, this step-by-step guide will help you avoid the biggest mistakes, save money on fees, and get started on the right financial foot.