2025年尾回望：時間．財富．人生 ｜我在 2025 年學識最重要的一件事｜Novella Wealth｜Kinson Lai CFP

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2025年尾回望：時間．財富．人生 ｜我在 2025 年學識最重要的一件事｜Novella Wealth｜Kinson Lai CFP
   • 2025年尾回望：時間．財富．人生 ｜我在 2025 年學識最重要的一件事｜Nove...  

2025 年剛剛結束，很多人都在問：這一年，究竟留低了什麼？

對 Novella Wealth Kinson Lai CFP 來說，2025 不只是工作與成績的一年，而是一個重新思考「時間、財富、人生」先後次序的轉捩點。

這條影片不是教你投資技巧，也不是市場分析。
而是一次很真實的年尾回望。

從一杯咖啡、一場冰球、一段與長輩的對話，慢慢談到我們每天忽略，卻最值錢的東西。


📌 如果你關心這些題目，這條影片會適合你：

• 如何在忙碌中重新看待時間
• 中年階段如何找回學習與滿足感
• 財富與退休生活應該如何配合人生節奏
• 為何「及時享受」不等於亂花錢
• 如何為自己與家人作更平衡的安排


影片中，Novella Wealth Kinson Lai CFP 分享了幾個在 2025 年特別深刻的體會。

第一，是時間。
當你一直忙，會以為還有很多以後。
直到身邊有人病了，有人離開，才會明白，有些事不能等退休後才做。

第二，是跳出舒適區。
四十多歲第一次打冰球，不為表現，只為嘗試。
原來最難的，不是能力，而是出門前那一刻的猶豫。
很多人生選擇，其實也是一樣。

第三，是財富真正的意義。
多年來見過不少長者，努力一生卻不敢用錢。
怕稅，怕不夠，怕留不到給下一代。
但用得到的錢，才真正屬於你。
財富的價值，在於支持你的人生，而不是被供奉。

如果你正在思考
如何用好未來的時間
如何讓累積的資源真正服務你的人生
希望這條影片，能帶給你一點新的角度。

歡迎留言分享，你在 2025 年學到最重要的一件事。


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As 2025 comes to an end, many people ask the same question. Was this a good year, or just another busy one?

In this reflective video, Novella Wealth Kinson Lai CFP shares the most important lesson he learned in 2025. It is not about markets, products, or tactics. It is about time, money, and how they quietly shape the life you are living right now.

This is a year end conversation about slowing down, stepping outside your comfort zone, and redefining what wealth really means at different stages of life.

📌 If you are asking questions like these, this video is for you.

• How should I think about time as I get older?
• When is the right moment to try something new?
• How do I balance saving for the future with enjoying life now?
• What does a fulfilling retirement actually look like?
• How do I avoid reaching later years with regret?

Novella Wealth Kinson Lai CFP reflects on how small changes in routine and mindset can lead to bigger shifts in how you see your priorities. Just like making coffee with a different ratio can change the taste, approaching life with a new perspective can change the outcome.

This reflection also touches on family, aging, and loss.

Over the past two years, illness and the passing of loved ones reshaped how time is viewed. These moments make one thing clear. Life cannot be postponed. Planning for the future matters, but so does living well today.

Through conversations with people in their sixties, seventies, and eighties, one theme keeps coming back. Many wish they had used their time and energy differently when they were younger. Not to work less, but to live more intentionally.

A key theme in this video is the role of money in real life.

After working with many retirees and older families, Kinson noticed a common pattern. People work hard for decades, save diligently, and then feel afraid to use what they built.

They worry about taxes.
They worry about running out.
They worry about leaving enough behind.

But money that cannot be used does not improve your life. Wealth should support meaningful experiences, peace of mind, and family connection. It should not become a source of fear.

2025 passed quickly.
2026 will move just as fast.

If this video helps you pause, reflect, or rethink one small decision, then it has done its job.

Feel free to leave a comment.
What was the most important thing you learned this year?


#NovellaWealth #加拿大理財 #2025年尾回望 #個人成長 #活在當下 #personalreflection


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