Avoid These Spooky Retirement Mistakes | Retirement Talk Ep 13 – LaTour Asset Management

Avoid retirement nightmares by learning what not to do. In this Halloween-themed episode of Retirement Talk, Jim Margraf and Josh LaTour reveal the spookiest retirement mistakes that can derail your future—like borrowing from your 401(k), falling for scams, or relying too heavily on working forever. They also share real client stories that show how powerful proper planning can be.

If you're ready for peace of mind and a Sleep Well At Night (SWAN) retirement plan, reach out to Jim and Josh at https://latourasset.com. Your financial future doesn’t have to be scary.

Timestamps:
00:01 - Introduction and Halloween theme
01:09 - Josh shares personal updates
02:32 - October is Financial Planning Month
03:30 - Spooky Retirement Mistakes: Overview
04:51 - The importance of early and consistent saving
05:33 - Why a written retirement plan brings peace of mind
06:01 - Emotional relief through retirement clarity
08:21 - Sleep Well At Night (SWAN) Plan explained
08:46 - Mistake: Falling for financial scams
10:33 - Scam awareness and prevention tips
12:38 - Mistake: Assuming you’ll work forever
14:08 - Mistake: Poorly timed Social Security decisions
15:42 - Social Security concerns and misconceptions
17:33 - Mistake: Borrowing from your 401(k)
19:00 - Mistake: Over-decluttering financial documents
21:37 - Mistake: Putting kids' needs ahead of your retirement
24:14 - Mistake: Getting trapped in a timeshare
29:14 - Mistake: Not planning for long-term care
30:32 - How to contact LaTour Asset Management

📞 Have questions? Need advice? Contact us to set up a consultation today!
👉 Call us at 417-614-5402
👉 Visit us at https://latourasset.com

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Investment Advisory Services offered through LaTour Asset Management, LLC, an investment advisor in the states of Missouri, Arkansas, Texas, and Alaska, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Insurance products and services offered through LaTour Advisory Group Inc. LaTour Asset Management, LLC and LaTour Advisory Group Inc. are affiliated companies. LaTour Asset Management, Joe LaTour, Jim Margraf, and Josh LaTour are not affiliated with or endorsed by the Social Security Administration or any government agency. This content is for informational purposes only and should not be considered legal, tax, or investment advice. Investing involves risk, including possible loss of principal. Always consult a qualified advisor before making financial decisions.