Do Rates go Down during Election Years

Many Uncertainties going into an Election Year in 2024. What does that mean for Mortgage Rates?


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Let's create your home buying plan:


→ Send me a text (816) 631-9687
→ Shoot me an email: [email protected]
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Our Mortgage Process:


McGowan Mortgages makes the loan process quick and easy so you can focus on your home search, close rapidly, and receive the keys to your new home.


1. Pre-Approval. Run numbers on your offer. Lock in your best interest rate/financing
2: Order Appraisal. Title work, insurance. Help you gather documents for underwriting. Liaison between underwriter and homeowner to complete clear to close/final approval.
3. Homeowners Insurance | Title Work | Appraisal
4. Underwriting
5. Congratulations! You are cleared to close!


The Perfect Loan Timeline


Day 1 - Loan is started, the McGowan Mortgages Team confirms all details of the transaction
Day 2 - 4 - Initial disclosure are emailed and signed by Homeowner
Day 6 - 7 - Loan is sent to underwriting. Title, Insurance and Appraisal are ordered
Day 8 - 10 - The loan conditionally approved by underwriting
Day 10 -12 - The Processor goes over final items with Homeowner
Day 15 - 20 - The Final items are completed, The loan is sent back for final approval with underwriting.
Day 20 - 22 - Final Approval cleared to close!
Day 22 - 25 - Closing!
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McGowan Mortgages
800 E 101st Terrace Ste. 350B
Kansas City, MO 64131
(816) 631-9687
https://www.mcgowanmortgages.com/


Find us on Google: https://g.page/r/CW9yQJJ1lTyjEBE/review
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ABOUT ME:


I am Derek McGowan, your mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals. I am passionate about helping my clients and focus on bringing you peace of mind throughout the home financing process.


I am always here to answer your questions! Ultimately a successful loan closing is my main goal. My team and I use our collective skills and expertise to make that happen for you. We are 100% committed to total client satisfaction. From the first phone call to the closing, we are here for you. I can assist first time homebuyers, investors, self-employed borrowers or high net worth clients with the same smooth efficiency. Regardless of your situation, I will direct you through the process and continue to be a resource well after your loan has closed.


Derek McGowan - NMLS # 1478470


Derek McGowan is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines. https://nmlsconsumeraccess.org/
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