Economy Pillar 1A1: Money, Banking & Digital Payments | UPSC Prelims 2026-27 (PCB14)
Автор: The CSE Chronicles
Загружено: 2025-12-18
Просмотров: 731
In this video (Pillar 1A1 Highlights):
• Evolution of Money: Understanding Barter issues, Commodity vs. Metallic Money, and the concept of Intrinsic Value.
• Fiat Money & Legal Tender: The technical difference between Fiat Money (issued by order) and Legal Tender (must be accepted for debt), including Limited vs. Unlimited Legal Tender.
• Banking & Digital Orders: Cheques, CTS (Cheque Truncation System), and the differences between NEFT, RTGS, and IMPS.
• NPCI Ecosystem: A deep dive into UPI, including new features like "Delegated Payments," UPI-Lite, and credit lines. We also cover BHIM, FASTag, and e-RUPI.
• Card Network: Credit vs. Debit cards, Tokenization, and the National Common Mobility Card (NCMC).
• Cryptocurrency & Blockchain: Bitcoin halving, "Crypto-Winter," Global regulations (MiCA), and the concept of NFTs (Non-Fungible Tokens).
• CBDC (e₹): The RBI's Central Bank Digital Currency, its wholesale vs. retail applications, and how it differs from UPI.
Hashtags: #UPSC2026 #Economy #MrunalPatel #PCB14 #DigitalPayments #Bitcoin #UPI #BankingAwareness #IASPreparation #Prelims2027
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