What's REALLY Driving Up Florida Homeowners' Insurance Costs?

Find out why Florida homeowners are paying thousands more for insurance in this eye-opening video. Learn what you need to know about home insurance to protect your investment.

That’s why I sat down with Christian Hervia, a Florida insurance expert and franchise owner at John G Insurance, to give you the must-know insights about navigating the Florida insurance market in 2025.

👉 In this video, you’ll discover:
✅ Why Florida homeowners insurance rates are increasing
✅ How recent insurance reforms and laws are impacting coverage
✅ What’s really covered in your policy — and what’s not
✅ Insider tips to lower your premiums and save thousands
✅ Smart strategies for hurricane season insurance prep

Whether you're a first-time homebuyer in Florida, a long-time resident, or just want to protect your property, this is the ultimate Florida home insurance guide you can’t afford to skip.

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If you have any questions about home insurance, contact:
Cristian Hervia
📲 Call or Text us: (786) 487-6580
📩 Email: [email protected]

🤔Thinking of Moving to Miami Florida?
📝 Let Us Help!
📲 Call or Text us: (305)905-1517
📩 Email: [email protected]
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00:00 Why Florida Home Insurance Is a Must
02:05 Meet Insurance Expert Christian Hervia
02:26 Why Are Florida Home Insurance Rates Skyrocketing?
06:12 Home Insurance Fraud in Florida Explained
08:48 Why Insurance Companies Are Leaving Florida
11:14 When Is Citizens Insurance Your Only Option?
13:03 New 2024 Laws Helping Florida Insurance Rates
15:30 Biggest Red Flags When Buying Home Insurance
18:31 What Does Florida Home Insurance Actually Cover?
20:04 How to Insure Jewelry, Art, and Valuables
20:55 Hurricane Insurance vs. Flood Insurance
22:25 Essential Questions to Ask Your Insurance Agent
23:33 What to Check in Your Policy Before Hurricane Season
28:42 Biggest Insurance Mistakes Before Hurricanes
31:00 Why You Need Home Inventory Before Storms
31:48 Why You Should Tell Your Insurer About Renovations
33:16 What’s a Normal Home Insurance Premium in Florida?
36:45 When Is Hurricane Coverage Required?
38:05 What Impacts Florida Home Insurance Costs the Most?
40:55 How to Lower Your Florida Home Insurance Premium
42:41 Why You Should Buy Insurance Before Hurricane Season
44:25 Expert Tips for Buying Insurance During Hurricane Season
45:59 How Insurance Affects Your Mortgage in Florida
47:08 Final Thoughts & Cristian Contact

We get calls and emails every day from people just like you, looking for help making their move to Miami Florida and we absolutely love it.😍 Whether you are moving in 9 days or 90 days, give us a call☎, shoot us a text📝, or send us an email📨 so we can help you make a smooth move to Miami, Florida.

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