Natasha Chiumya on Real Estate Investing Without Regret in Africa | Beyond the Pivot Ep. 22

🚀 In this episode of Beyond the Pivot, we sit down with Natasha Chiumya, a real estate investor and advisor focused on helping individuals — especially those in the diaspora — invest in property in Zambia and Southern Africa without costly mistakes.

Natasha shares practical, hard-earned lessons from working with buyers who lost money due to unclear land titles, poor due diligence, broken trust chains, and informal processes. She explains how property investing can work in African markets — but only if investors understand how trust, verification, and local systems really function.

This conversation goes beyond hype and dives into what it actually takes to buy land and property the smart way — with clarity, patience, and the right checks in place.

💡 What You’ll Learn in This Episode
✅ The most common property mistakes investors make in Zambia and how to avoid them.
✅ Why land titles, documentation, and verification matter more than location hype.
✅ How trust is built — and broken — in real estate transactions.
✅ What diaspora investors often misunderstand about buying property back home.
✅ Practical steps to invest in real estate without regret.

📌 Important Links
► Natasha Chiumya LinkedIn: www.linkedin.com/in/natashachiumya
► Buying Property in Zambia: buyingpropertyinzambia.com
► Buying Property in Zambia YouTube: ‪@buyingpropertyinzambia‬
► Beyond the Pivot: www.beyond-pivot.com
► Beyond the Pivot Learning Hub: www.beyond-pivot.com/learning-hub
► BongoHive: bongohive.co.zm
► Tamboti Circle: www.tamboticircle.com

▶️ Watch This Next
If you enjoyed this episode on property, trust, and long-term investing decisions, watch our conversation with Max Cuvellier Giacomelli, where he breaks down how mobile technology, data, and narrative are shaping Africa’s investment landscape — and what founders and investors need to understand beyond the headlines.

URL:    • Max Cuvellier Giacomelli on Mobile Tech Sh...   - @BeyondthePivot

🧰 Key Themes Covered:
– Real estate investing in Zambia
– Land titles and property verification
– Trust and due diligence in African markets
– Diaspora investing realities
– Avoiding costly property mistakes

🤝 Ways to Work With Us
Partner, sponsor, or collaborate: www.beyond-pivot.com or through e-mail: [email protected]
Visit our Learning Hub and Offer it to Your Community: www.beyond-pivot.com/learning-hub

🌍 Connect with Us
YouTube: ‪@BeyondthePivot‬
LinkedIn: www.linkedin.com/company/beyond-the-pivot-podcast
Instagram: www.instagram.com/beyond.the.pivot

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❓ Your Turn
What’s the biggest challenge you’ve faced — or feared — when investing in property in Africa?

Share your experience in the comments. Top insights may be featured in a future episode.

⏰ Timecodes
00:00 – Introduction to the Beyond the Pivot podcast
00:29 – Natasha Chiumya & Zambian Real Estate Market
02:45 – Natasha’s road to Real Estate
05:25 – The Most Common Property Mistakes in Zambia
08:58 – Solving Problem for Zambian Diaspora Around the World
13:00 – Navigating the Real Estate Investment Process
14:30 – Understanding Land Titles, Ownership & Documentation
15:10 – Beware of Unlicensed Agents
20:00 – Navigating the Property Purchase from Diaspora Perspective
25:14 – Property as Compelling Investment in Zambia
28:30 – Sourcing Supplies for your Development Project
30:00 – Selling or Renting Units
33:10 – Initial Capital Misconceptions
37:00 – Working with Customary / Traditional Land
44:25 – The Rules for Non-Zambians to Invest in Real Estate in Zambia
46:37 – Subscribe to Beyond the Pivot
46:45 – Natasha Chiumya's Business Journey
48:30 – Turning the Business Model into Successful Story
53:20 – Advice for Beginners in Real Estate Investing
57:45 – What to Watch and Follow to Keep Track of the Real Estate Market in Zambia
01:01:00 – Learning Through Failure
01:05:15 – Success Through Discipline and Saying No
01:07:00– Connect with Natasha Chiumya
01:07:45 – End of Episode

#BeyondThePivot #AfricanStartups #EntrepreneurshipAfrica

ℹ️ About This Podcast
Beyond the Pivot brings raw, thoughtful conversations with founders, investors, and operators shaping the future of Africa. Hosted by Martin Vitek, and Kabwela Malupande each episode explores the cultural, strategic, and personal pivots behind building in emerging markets.