Why Credit Scores Don’t Match | Credit Questions Answered

Why are credit scores different across Experian, Equifax, and TransUnion? 🤔 In this video, I’m answering YOUR most popular credit questions from YouTube, including:

✔️ Why scores vary between the 3 credit bureaus
✔️ What mortgage lenders really use (FICO vs FICO 8)
✔️ Why your Experian score may be 50+ points lower
✔️ How to make sure all 3 bureaus reflect your credit history

If you’re planning to buy a home, refinance, or just want to understand your credit better, this video will give you the clarity you need.

➡️ Schedule a FREE Personalized Mortgage Consultation 📞 with a Kelly Zitlow Group team member today! ☎️ https://bit.ly/3wERfRV

We lend in 45 states + Washington D.C. Our mission is to provide honest, well-communicated, and knowledge-based lending experiences. Let's chat and see if we can help you achieve the dream of homeownership. CALL or TEXT us at 480-725-0150 or schedule a call here☎️ https://bit.ly/3wERfRV

🌎 Learn more about us at: http://www.kellyzitlowgroup.com

➡️ ✔️ SUBSCRIBE TO THE MORTGAGE “HOW DO I” YOUTUBE CHANNEL: http://bit.ly/SubscribeToMortgageHowDoI

MORE VIDEOS
📺 Videos for Home Buyers: https://bit.ly/2OnxUCa
📺 Videos For Real Estate Agents: https://bit.ly/3wiJZcO

KELLY ZITLOW, NMLS 164330
Sr. Mortgage Advisor
[email protected]
www.kellyzitlowgroup.com
☎️ CALL or TEXT 480.725.0150

Kelly Zitlow is a Sr. Mortgage Advisor with Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home-buying process.

Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Cornerstone Capital Bank, SSB. Member FDIC. NMLS ID# 2258 | Equal Housing Lender | Production Office = 14635 N Kierland Blvd Ste 140, Scottsdale, AZ 85254

CHAPTERS:
00:00 - Home Loan with One Credit Score
02:38 - Experian Score Comparison
03:42 - Aligning All 3 Credit Scores
06:32 - FICO 10T Credit Scoring Model

#creditscore #buyingahouse #kellyzitlow