Renting vs Buying: Was My $600K NYC Apartment Worth It? (Cost Comparison)
Автор: Angela
Загружено: 2025-07-19
Просмотров: 31169
At 24, I bought a $600,000 studio apartment in Manhattan. Four years later, I’ve crunched the numbers to find out: was it the right financial decision, or should I have just rented and invested the money instead? In this video, I walk through exactly how much I’ve paid in mortgage, taxes, and fees over the years, what portion went toward principal vs. “lost” costs, and compare that to what I could have earned if I had invested in SPY, Nvidia, Bitcoin, or even a money market fund. Whether you’re thinking of buying your first home or just curious how the numbers actually play out, this is a real-world breakdown of the true costs of homeownership in NYC.
0:00 Intro
0:26 What I Actually Paid for My NYC Studio
0:57 Opportunity Cost: What If I Invested Instead?
3:37 Owning vs. Renting: Monthly Cost Breakdown
6:44 Is It Still Worth It to Buy in Today's Interest Rate Environment?
8:20 Was It Worth It? Final Thoughts & Advice
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