Clear to Close: What Actually Happens at Closing (Don’t Be Surprised)

🏡 It's time for your home closing! In this final video of our first-time homebuyer series, Peter Lindquist, Mortgage Lender in the Twin Cities, and Realtor Travis Anderson walk you through the entire home closing process step-by-step.

📺Watch the whole 9 part First Time Home Buyer Series here:
📺   • 🎯 First Time Homebuyer Workshop | 9 steps🏡  

In this video we cover:

🏡 What “Clear to Close” really means
🏡 Final walkthrough expectations
🏡 Wiring your funds or bringing a check
🏡 Understanding your closing disclosures
🏡 What documents you’ll sign at the table
🏡 When and how to make your first mortgage payment
🏡 Building long-term equity and wealth through homeownership
🏡 This is your ultimate guide to going from buyer to proud homeowner.

📍Based in Minnesota? We also work with Minnesota Housing (MHFA) and down payment assistance programs every day—reach out with any questions!

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Apply now at https://www.rate.com/LindquistTeam

Call/Text Peter Lindquist 651-491-5381

Time Stamps:
00:00 - Welcome to the Final Video in the Series
00:13 - Meet Travis and Peter
00:18 - What Does "Clear to Close" Mean?
00:38 - Final Week Before Closing: Utilities, Walkthrough, and Prep
01:14 - Initial and Final Closing Disclosures Explained
02:16 - What Happens at the Closing Table?
02:57 - Flash Close: Why It Saves Time
03:21 - Getting the Keys and Taking Ownership
03:58 - When to Make Your First Mortgage Payment
05:05 - Why Real Estate Builds Long-Term Wealth
06:14 - Real-Life Stories of Equity from Down Payment Assistance
07:25 - Wrapping Up the Series: The Intangible Pride of Homeownership