BISP Card || Khidmat Card || Ba-Himmat Buzurg Card || Humqadam Card | Negahban Card || Mazdoor Card

BISP Card || Khidmat Card || Ba-Himmat Buzurg Card || Humqadam Card | Negahban Card || Mazdoor Card
Website link
https://pspa.punjab.gov.pk/
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WhatApp Grup Link
https://chat.whatsapp.com/Jo4fwAuPFw0...
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Humqadam Program
Unconditional cash transfer programs usually bring immediate impact to address the financial needs of the beneficiaries but in the longer term, these help in uplifting people out of extreme poverty. Effectiveness of cash transfer largely dependent on their implementation, coverage, target population and budget allocation. Unconditional cash transfers are always appropriate in case of chronic poverty, disease, transitory shocks, emergencies with in adequate food supply etc. From supply-side, they are cost-effective as it is cheaper to deliver cash to the targeted beneficiaries and from demand side, they provide freedom of choice to spend the cash they receive wherever they want as per their priorities.

Persons with Disabilities(PWDs) are often dependent on others for meeting their needs-economically as well as for physical support. However, in Pakistan and Punjab, there is little support available for PWDs through the public sector. The available support is mostly limited to one-time or annual support. Therefore, there is a gap in case of the PWDs coverage and their regular financial assistance.

Humqadam is an unconditional cash transfer program for the poor PWDs in Punjab. The PWDs are paid a monthly cash assistance of Rs. 2,000 per month through branchless banking channel of Payment Service Provider(PSP). Every year number of beneficiaries in this program increase or decreased depending on life verification of the beneficiaries and new registrations. The basic goal of Humqadam Program is to improve socio-economic wellbeing of the PWDs of the Punjab. Social assistance is one of the key objectives of social protection and through this Program, PWDs will be provided cash assistance to maintain minimum level of living standard. Eligible Citizens of all district of Punjab province are entitled for this program.
Ba-Himmat Buzurg Program
Old people are often dependent on others for meeting their needs-economically as well as for physical support. However, in Pakistan and Punjab, there is little support available for old people through the public sector. The available support is mostly limited for formal sector employees with pensions, EOBI, Workers Welfare Fund or Employees’ Social Security Institutions, etc. Therefore, there is a coverage gap in the case of many employees not covered by such support and old population in general.

In Punjab, there was a little financial support available for elderly people through the public sector beyond the formal sector employees. PSPA aims to bridge this gap by launching Ba-himmat Buzurg Program. The goal of this program is to improve socio-economic wellbeing of the poor elderly people in the Punjab. This program is designed with the following objectives:

To improve the social inclusion of the poor elderly people by providing them dignified social pension.

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