What Are Unclaimed Financial Assets || BANKING AND FINANCIAL AWARENESS || FOR RRB SCALE 2 3

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What Are Unclaimed Financial Assets
Unclaimed financial assets refer to money lying with financial institutions that is not claimed by the account holder or legal heirs for a long period. These include bank deposits inactive for ten years or more, unpaid insurance policy proceeds, mutual fund dividends or redemption amounts not credited due to bank-related issues, unclaimed dividends and shares transferred to statutory authorities, and pension or retirement benefits left unclaimed. Such assets usually arise due to migration for work, changes in contact details, closure of old bank accounts, or lack of awareness among family members and legal heirs.

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