Will 50% of All Grad Programs Close?

There’s a controversial and urgent topic we have to talk about: the massive upheaval headed for graduate and professional education financing starting in the fall of 2026. With the recent passage of the “One Big Beautiful Bill Act,” federal borrowing for graduate programs will be drastically limited — meaning schools and students are about to face a world of change. Learn what these new federal borrowing caps could mean for your finances, your career plans, and the future of higher ed. We’ll discuss the risk of many degree programs closing, and share ways borrowers like you can prepare.

Key moments:
00:00 Introduction
01:25 Federal loan limits for new med students drop to $50k annual, $200k lifetime
09:36 Which programs are likely going to be the hardest hit from these federal loan caps
17:19 RAP doesn’t provide a path to forgiveness for physicians in the private sector at all
21:26 Lawmakers may rethink the cap when they see the actual economic consequences

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