Why You SHOULD Take a Medicare Increase Penalty in this Scenario

Do you have a tax-efficient Roth Conversion strategy that maximizes your after-tax wealth? You can schedule an appointment with one of our Retirement Experts to look at your situation and help you plan for your future. Call us at (920) 544-0576 or go to https://www.safeguardinvest.com/contact.

IRMAA and Medicare premiums often throw a wrench in many retiree's Roth Conversion strategies.

As retirees start to perform conversions to minimize RMDs in the future, they can often find themselves standing next to a Medicare premium cliff.

If they continue to convert, they subject themselves to higher Medicare costs.

For many, this prevents conversions from maximizing their after-tax wealth.

So what can a retiree do?

There is an often overlooked situation that every retiree will face once in their life where taking an IRMAA penalty is actually a good idea!

We talk about that situation in this video....

#RothConversions #Medicare #RetirementIncomePlanning

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Safeguard Wealth Management is a Registered Investment Advisor in the State of WI. Safeguard Wealth Management is not an insurance provider. All content on Youtube is for informational purposes only and should not be taken as personal advice for your situation. You can read more disclosures at https://www.safeguardinvest.com/fiduc...