FD vs RD – Which Investment is Best for You? | Must Watch Before Investing! | Kowshik Maridi

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00:00: Conclusion 💵
01:43: RD good for short goals 🏍️
02:46: Monthly RD auto deducted 🔄
04:06: Higher deposits = more interest 💹
05:08: Post office RD 5yr safe 🏤
05:42: RBI insures up to 5L 🛡️
06:11: Compare bank rates first 🔍
07:19: Start RD from 1000₹ 🪙
07:52: Safe RD, penalty-free withdrawals ✅
08:51: Early withdrawal lowers interest ⚠️
09:26: Penalty reduces interest earned 💔
10:03: FD = one-time deposit 💳
11:08: FD rates 3–9% varies 📊
12:17: 3yr FD earns good interest 💰
13:24: 12+ banks linked for FD 🏦
15:23: High interest banks listed 🔝
16:24: Conclusion🏠

FD vs RD – Which Investment is Best for You? | Must Watch Before Investing! | Kowshik Maridi

Confused between FD (Fixed Deposit) and RD (Recurring Deposit)? 🤔 In this video, I explain in simple Telugu which option suits you best, their differences, benefits, interest rates, and tips to earn more. Watch till the end before investing your hard-earned money! 💰📈

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DISCLAIMER
This video is created for educational and informational purposes only. The content shared here is based on personal research and public information. We are not licensed financial advisors, and this video does not constitute professional financial, investment, or legal advice. Viewers are encouraged to do their own research and consult certified professionals before making any financial or investment decisions. While we aim to provide accurate and updated information, we cannot guarantee results or outcomes. We are not responsible for any financial losses or risks incurred from actions taken based on this video.