How to Plan for Estimated Tax Payments

Paying taxes in retirement is different — and failing to plan properly could result in costly IRS penalties.

In this video, CJ Miller, CFP®, RMA®, CPWA® and Partner at Sensible Money, joins Robert Powell to walk you through how to plan and manage estimated tax payments once you're no longer receiving a paycheck. CJ covers:

✅ Why estimated taxes matter in retirement
✅ What the IRS Safe Harbor rules mean (100%, 110%, and 90%)
✅ How to time your payments and avoid underpayment penalties
✅ When to use the annualized income installment method
✅ Planning strategies involving IRA withholding, Roth conversions, and more
✅ Why working with a qualified planner or CPA can save you money

Whether your income is steady or variable, understanding your tax obligations is essential for protecting your cash flow and minimizing penalties.

Related links:

FREE REPORT: 4 Things Near Retirees Must Know About the 4% Rule https://www.sensiblemoney.com/four-pe...

FREE REPORT: 10 Worst Money Moves for Near Retirees https://www.sensiblemoney.com/retirem...

Control Your Retirement Destiny: Download Chapter 1 for Free https://www.sensiblemoney.com/control...

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DISCLOSURES
This presentation is for informational purposes only and is not a solicitation to buy or sell securities or provide investment advice. Sensible Money, LLC (“SM”) is a registered investment adviser. Registration does not imply endorsement. For information on SM’s services and fees, you can find our disclosure documents at https://adviserinfo.sec.gov/firm/summ.... Charts or examples are for illustration only and do not guarantee future results. Past performance is not indicative of future outcomes, and investing involves risks, including the possibility of loss.