Should You Pay Off Your Home Loan Early or Invest? (Aussie Edition)

In this video, I'll discuss the pros and cons of paying off your home loan (mortgage) early by making extra repayments or investing into assets like stocks and show you their historical performance in Australia over the past 30 years to help you make an informed decision.
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🔗 Links to calculators used in the video:
https://moneysmart.gov.au/budgeting/c...
https://www.macquarie.com.au/home-loa...
https://www.calculator.net/amortizati...
https://www.calculator.net/mortgage-p...

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🚨 Disclaimer:
The content on this YouTube channel is meant for general information and education only, not as financial, investment, legal, or other professional advice. It represents personal opinions and experiences, not professional advice. While we aim for accuracy, we cannot guarantee it. Markets and conditions change quickly, and past performance doesn't predict future results. All investments carry risks so assess your tolerance carefully. Don't rely solely on these videos for decisions. We're not liable for losses from using this information. By watching, you accept these terms and take responsibility for your financial choices.

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#mortgage #investing #homeloan

⏰ TIMESTAMPS
0:00 - Intro
0:16 - How a Home Loan Works in Australia
1:29 - Historical Past 30 Years Performance
2:28 - Worked Example
4:32 - Pros Of Paying Off Your Home Loan Early
6:34 - Advantages of Investing Instead
8:58 - Risks and Trade Offs
11:38 - Some Important Variables
13:38 - A Balanced Approach
14:44 - Conclusion – Which is better?