Florida Homeowners Insurance in 2025 – What’s Changing and How to Save

In our recent conversation with Danny Sands from Brightway Insurance, we covered critical updates to Florida’s homeowners insurance market and how you can save money in 2025.

Highlights from the Interview:

✅ Insurance market is softening – Recent legislative changes are curbing fraud and bringing more competition.
✅ Cost-saving tips – Consider a wind mitigation inspection if your home was built before 2002. Review your deductibles and personal property coverage.
✅ Older vs. newer homes – Older homes often mean higher premiums; roof age and water heater condition are key factors.
✅ Understanding deductibles – Know the difference between “all other perils,” “hurricane,” and the newer “wind/hail” deductible. Lower premiums may come with higher out-of-pocket risks.

Click ⏯️ to watch 😎

Learn more: https://jacksonvillerealestatevideos....

CHAPTERS:
00:00 - Introducing Danny Sands
01:00 - What's changing in the homeowners insurance market?
02:25 - Recently signed bill
04:39 - What people miss to lower their insurance costs
06:14 - Insurance savings at UCP
07:56 - Insurance perspective
10:38 - Deductibles
13:32 - Wrapping up

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🔻ABOUT US🔻

With almost two decades of experience in the real estate industry, I began my journey as a real estate agent in 2007 after working in the mortgage business. In 2011, I took on the role of broker/owner at ERA Heavener Realty. Then in 2023 we opened an independent brokerage, Pursuit Real Estate.

Throughout my career, I have successfully brokered over a thousand transactions and personally bought and sold more than 80 homes. Notably, I was privileged to be nominated to the Jacksonville Business Journal's 40 Under 40 (I'm no longer under 40 though!).

These experiences have equipped me with the wisdom to navigate the challenges of the real estate market, enabling me to guide you effectively and help you steer clear of potential obstacles.

Beyond my professional pursuits, I love traveling alongside my beloved wife to fun and exciting places (though the destinations have become less fascinating as we have more kids. I.E. Disney). Additionally, spending quality time with our little ones, Anniston, Miles, Ava, Lily, and Leighton, brings me immense joy. And, despite losing a step or two, I still love playing basketball.

Feel free to reach out to me, and together, we can embark on a rewarding real estate journey... And we'll make sure we avoid the pitfalls too!

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   • Investing in Real Estate  
   • Home Seller Tips  
   • Jacksonville Market Updates  
   • Homeowner Tips  
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Jeff Riber
Pursuit Real Estate
3725 Dupont Station Ct S, Ste 1
Jacksonville, FL 32217
904-405-1995
[email protected]
https://pursuitrealestate.com/

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