The Affordable House For You

Stop Renting!
You may qualify to own this New home for as little as $384/month with ZERO down.
(Fixed rate principal & interest payment for those that qualify)
If you are currently renting, and have an annual "household" income between $20,000 and $35,000 and a credit score of 640 or better, you may qualify for the USDA subsidized loan program. Social Security and most other income sources qualify.




Not everyone will qualify for this USDA loan program, but we do have the expertise to analyze YOUR situation and we will find the best financing options available for you.

If you already have your own service ready lot we can build this house on your lot for only $100,000 or if you qualify for financing, we can search for a building lot in your desired area and build this house in an area where you would like to live.

First Step - Call Real Estate Agent Keith Cook 739-5600 and visit our model home at
8262 Golden Valley in Maple Falls.
Once you've toured the house we can set up an appointment for you to visit with our finance director Dave Pearce of Neighborhood Mortgage 360-220-9321. Dave can help you to explore all of your financing options.

You may also qualify for an $8,000 income tax credit for first time homebuyers!

For a free credit report we recommend http://www.creditkarma.com/

Disclaimer: This is not an offer to extend credit. The terms mentioned are for qualified applicants for the USDA subsidized 502 direct loan with 80% at 4.625%on a 38 year term APR 4.725% and 20 % loan at 3.00% on a 30 year term APR 3.25% with purchase price of $130,000. There are credit and income restrictions for this program. The USDA is an equal housing lender.