Why Your Debt-to-Income Ratio Could Make or Break Your Mortgage Approval

Want to get approved for your dream home without surprises? Understanding your debt-to-income ratio could be the key to unlocking a smooth mortgage approval. In this video, we’ll break down exactly what your debt-to-income ratio is, why it matters so much to lenders, and how it can be the deciding factor between getting approved or denied. You’ll learn how to calculate your numbers so you can shop for a home with confidence and avoid feeling overwhelmed by unexpected costs.

We’ll also cover smart tips to keep your budget comfortable and make sure you’re truly ready for homeownership — not just what the lender says you can afford. By the end of this video, you’ll know how to take control of your finances and move one step closer to the keys to your dream home.

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Disclosures
😀 Info provided is opinion and for entertainment purposes.
💰 Links shared may be affiliate links to products or services. We may receive a commission, discount or benefit for purchases made through these links.

🔎 Sources
Niche, Wikipedia, TravelTime, Census, Real Estate Commission
😀 Info provided is opinion and for entertainment purposes.
💰 Links shared may be affiliate links to products or services. We may receive a commission, discount or benefit for purchases made through these links.

0:00 Introduction – Why DTI Can Make or Break Your Home Loan
0:25 Welcome to the Mortgage Cafe with Angelica
0:35 What is Front-End DTI? (Housing Costs Only)
0:59 What is Back-End DTI? (Housing + All Other Debts)
1:26 Like & Subscribe Reminder
1:35 Why You Shouldn’t Max Out Your DTI
1:54 Final Thoughts & Closing

Why Your Debt-to-Income Ratio Could Make or Break Your Mortgage Approval
#debttoincomeratio #MortageCafeWithAngelica #AngelicaObregon