Your Network is Your Net Worth: The Power of Connection

Welcome to The Elliott Caldwell Podcast on Successful DNA—the ultimate podcast for individuals with the drive to achieve greatness. Whether you're a real estate investor, business professional, entrepreneur, or someone looking to get ahead in life, this podcast dives deep into the core traits—the "DNA"—that define success. Each episode brings you inspiring conversations with accomplished guests who share their journeys, lessons, and actionable advice to help you unlock your full potential.

In this episode, Elliott sits down with Rob DiGorie, aka Mortgage Rob, the owner and head broker at Bolt Lending. They dive into the power of networking, not just for making connections but for continuous learning and growth. Rob shares insights on cold calling strategies, turning conversations into opportunities, and leveraging the short-term rental loophole to depreciate assets, reduce taxable income, and maximize savings.

Tune in for a high-energy conversation packed with insider tips, financial strategies, and real-world networking advice that can take your business and investments to the next level. Don't miss out on these game-changing insights!

Subscribe or follow now and join a community dedicated to turning ambition into achievement!

Follow Elliott on IG: @elliottcaldwell
Contact Rob at [email protected] to get started.
Follow Rob on IG: @mortgage_rob

Chapters
0:00 – Networking: The Key to Long-Term Growth
0:56 – Welcome to the Show + Introduction of Rob D Jory
1:23 – What is B&B Lending? Focus on Short-Term Rentals
2:24 – Rob’s 20-Year Journey in the Mortgage Industry
3:33 – How Rob and Elliott Met
3:57 – Networking Events: Why Rob Shows Up Consistently
5:12 – How Networking Fueled Rob’s Success
6:30 – Structured Groups: BNI and Morning Networking
7:15 – Investing in Networking Events & Building Community
8:44 – Cold Calling: A Lost Skill That Builds Success
9:44 – Early Career Challenges During the 2008 Crash
11:17 – Why Rob Returned to Mortgages at Chase Bank
11:39 – What Sets Bolt Lending Apart from Retail Mortgage Shops
13:31 – Broker vs Retail Model: A Market Shift
14:44 – Why Relationships Still Drive 75% of Loans
15:03 – Retail vs Wholesale: What Borrowers Need to Know
15:48 – Common Mortgage Misconceptions
17:03 – Top Loan Options for First-Time Buyers and Veterans
18:28 – Second Homes vs DSCR Loans for Investors
20:03 – The Power of Depreciation & Bank Statement Loans
21:31 – Current Mortgage Rate Trends & Economic Insight
23:20 – Top Mistakes Borrowers Make
25:06 – The Most Rewarding Part of Building Bolt Lending
26:20 – How Rob Stays Ahead in a Competitive Market
27:23 – Pricing Smarter Than the Competition
28:30 – Why Real Estate & Mortgages Are Demanding Careers
29:31 – How Rob Prioritizes Physical & Mental Wellness
32:10 – The Value of Coaching & Structured Planning
33:29 – Biggest Career Regrets & Lessons Learned
34:14 – Why Real Estate in Tampa Is a Strong Investment
35:07 – If You Can Hustle & Network, You Can Win
35:28 – Advice for Career Changers with Real Estate Ties
36:30 – The Power of Action & Execution in Business
38:08 – How AI Will Reshape the Mortgage Industry
39:22 – Why B&B Lending Will Win: SEO, Leads, & Value
40:40 – What Excites Rob Most About B&B Lending
42:35 – Fair Pricing, Smart Margins, and Ethical Growth
43:28 – Scaling Businesses Through Leadership Development
44:39 – Follow Rob: “Mortgage Rob” on Instagram