BREAKING: APRA’s New Lending Cap Targets Property Investors

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In this video, we will break down APRA’s new lending limits and explain what’s really going on: the rise of high DTI loans, the growing share of investor lending, and how today’s risks differ from the last investor/interest-only boom.

You’ll learn:
Why APRA is suddenly focused on high DTI loans
How the share of investor, high-LVR and interest-only lending has changed over time
What these rules could mean for your borrowing power and portfolio strategy

If you’re planning your next investment or just want to understand how the credit cycle works, this will give you the context – and the numbers – behind APRA’s latest move.

#APRA #Propertyinvesting #LendingCrackdown

Chapters
00:00 – Intro
00:54 – The Announcement
01:45 – The Big Context
04:35 – The New Rule
07:52 – Why APRA Is Doing This
10:31 – Australia Versus Other Countries
11:56 – APRA's Long-term Plan
13:31 - Will APRA Go Further
14:36 - Final Thoughts


This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.