Are IUL Fees Really That High? Real Policy Breakdown

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Are IUL fees really too high? In this video, Aaron Andrew from Doug Andrew’s 3 Dimensional Wealth team walks through two real indexed universal life illustrations for a 50-year-old client, line by line.

You’ll see premium loads, cost of insurance, surrender charges and internal rate of return, plus how smart design can keep average long-term costs under 1% in these examples while building tax-advantaged retirement income.

Educational only; not tax, legal or investment advice.

00:00 – Are IUL Fees Really That High?
01:38 – Death Benefit & Funding Plan
03:03 – Fees, Surrender Charges & Breaking Even
07:34 – IRR: 10, 20 & 30 Years
11:11 – Higher Fees, More Features
16:11 – Compare Carriers & Policy Designs
16:42 – Get Your Own IUL Fee Illustration

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Are you an advisor interested in what we teach? Go to: www.iulinsiderpro.com

What To Watch Next
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How a Max Funded IUL Can Earn Tax-Free Returns that are Safer & Higher than Banks Offer
   • How a Max Funded IUL Can Earn Tax Free Ret...  


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