2025 Contribution Limits & New Super Catch-Up Rule Explained | SDIRA | Equity Trust

Are you ready to maximize your retirement savings in 2025? In this video, Director of Education John Bowens walks you through the new IRA and 401(k) contribution limits for 2025, including a special focus on the new “super catch-up” contribution limit introduced by SECURE Act 2.0. Learn more in our latest blog: https://eqtytrst.co/2025-contributions

Schedule a consultation today: https://eqtytrst.co/uiraconsult

Plus, it's not too late to take advantage of 2024 contribution opportunities. Learn how you can make the most of your retirement accounts before the tax deadline.

Key topics covered:
2025 contribution limits for IRAs and 401(k)s
Catch-up limits for retirement accounts
The new “super catch-up” contribution rule
Key deadlines for contributing to your 2024 retirement accounts

Video Chapters:
0:00 - Introduction
Overview of 2025 contribution limits.
0:10 - Why Plan Early
Start maximizing contributions in January.
0:26 - IRA Contribution Limits
Traditional and Roth IRA limits for 2025.
0:55 - IRA Catch-Up Contributions
Extra savings for ages 50+.
1:17 - Spousal IRA Contributions
How non-working spouses can contribute.
1:39 - Roth IRA Income Limits
Eligibility rules for high earners.
2:04 - Backdoor Roth IRA Strategy
An option for those over Roth income limits.
2:24 - IRA and 401(k): Both Allowed
Clearing up misconceptions about contributing to both.
2:57 - 401(k) Contribution Limits
New 2025 401(k) limits and updates.
4:07 - Solo 401(k) for Self-Employed
Solo 401(k) rules and limits for business owners.
4:23 - Employer 401(k) Contributions
Matching and profit-sharing explained.
5:16 - Roth 401(k) Contributions
Pre-tax vs. Roth contributions in a 401(k).
5:59 - Secure Act 2.0: Super Catch-Up
New 401(k) catch-up rules for ages 60–63.
6:58 - SEP and SIMPLE IRA Limits
Contribution limits for self-employed retirement plans.
7:55 - HSA Contributions
Tax benefits of health savings accounts.
8:49 - 2024 Contribution Deadlines
You can still contribute to your 2024 IRA.
9:30 - Conclusion
Reimagine Your Retirement with Equity Trust: https://eqtytrst.co/homepage

Connect with us on social media!
⭐ LinkedIn: https://eqtytrst.co/linkedin
⭐ Facebook: https://eqtytrst.co/facebook
⭐ Instagram: https://eqtytrst.co/instagram
⭐ Twitter/X: https://eqtytrst.co/twitter
⭐ TikTok: https://eqtytrst.co/tiktok
⭐ Reddit: https://eqtytrst.co/reddit