I Stopped Being Broke - Now I Save 60% Yearly

Saving 60% of your income may sound impossible—but I did it while climbing out of $110,000 in debt. In this video, I break down exactly how I achieved a 60% savings rate, my retirement timeline to reach Chubby FIRE by 45, and the exact accounts I use to build tax-efficient wealth. You’ll learn how to strategically fund an HSA, Roth IRA, 401(k), and taxable brokerage—plus how to access retirement funds early without penalties. If you want to retire early without sacrificing your lifestyle, this is the strategy that actually works.

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⏰ Table of Contents ⏰
0:00 $60k net worth to saving 60% of my income
1:10 My Retirement Timeline
4:14 60% Savings Rate
8:46 Why These Accounts
9:08 Health Savings Account
11:25 Roth IRA
13:10 401K
15:37 Taxable Brokerage
17:48 Cash Flow
20:27 How I balance aggressive saving with enjoying life now

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Disclaimer: This video is not in any form of personalized financial advice. I am solely sharing my personal experience and opinions. All Strategies, tips, suggestions, and recommendations shared are solely for entertainment and educational purposes only. There are financial risks associated with investing. You must conduct your own research and due diligence or seek the advice of a licensed advisor if necessary.

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