Rate & Term Refinance vs. Cash-Out Refinance in Texas | Mortgage Mark | Dallas, TX Mortgage Lender

If you live in Dallas or anywhere in Texas, understanding the difference between a rate and term refinance and a Texas A6 cash out loan can save you real money. Krystal Miles joins Mark to talk about one of the most overlooked parts of refinancing in Texas and why so many homeowners are surprised to learn their loan was set up the wrong way.

If you’ve ever refinanced, taken out a HELOC, or wondered whether your loan limits your ability to tap equity later, this video is worth your time. Mark and Krystal share what every Texas homeowner should look for, how misclassified Texas A6 loans happen, and how the Mortgage Mark team helps clients navigate this with confidence and clarity.

Thinking about a refinance or exploring your options? Our team works across Dallas, Fort Worth, and all of Texas, and we’re here to guide you through every step.

Learn more:
https://www.MortgageMark.com

Timestamps
00:00 Why This Texas A6 Topic Matters
00:33 Rate And Term Refi Versus Cash Out In Texas
01:23 What A Texas A6 Loan Really Means
03:21 How Misclassified Loans Happen
04:24 Real Examples From Texas Homeowners
07:32 How An A6 Can Limit Future Options
09:32 Paths To Fixing A Misclassified Loan
12:14 How To Check Your Current Loan
14:13 What To Do If You Need Help
17:55 Final Thoughts From Mark And Krystal

Hey folks! Mark Pfeiffer here, the face of Mortgage Mark based in Dallas, Texas and working all over the US! I'm here to help you get your mortgages done smarter, better, and faster with an experienced team who cares. I manage a whip-smart team ready to help you buy your next home and reach your goals. Contact us today to get the best lending experience you'll ever have!

Mark Pfeiffer, Mortgage Loan Originator, NMLS #729612
CMG Home Loans, NMLS #1820
5495 Belt Line Rd., Suite 140, Dallas, TX 75254
Office: (972) 829-8639 | Cell: (972) 898-2595 | Fax: (972) 782-4803
Email: [email protected]

www.MortgageMark.com

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