Why Most People Struggle with Infinite Banking (And How to Do It Right)

Stop giving up control of the banking function in your life—learn how to manage your cash flow and behave like a banker.

In this video, Kyle Fuller of Factum Financial explains why the Infinite Banking Concept (IBC) is about financing life, not chasing returns. After losing 40% of his Roth IRA in 2008, Kyle discovered R. Nelson Nash’s Becoming Your Own Banker. Now, he helps families build a disciplined family banking system to control their money for generations—without ever treating IBC as an investment.

⏳ Chapters:
00:00 – Why Infinite Banking Isn’t About Investing
01:21 – Kyle’s Journey: From 2008 Losses to IBC Discovery
06:00 – Meeting Nelson Nash: The Man Behind the Concept
12:01 – Mastering Money Habits & Transforming Your Family Life
20:49 – Starting IBC Anytime: How It Becomes a Lifestyle

💡 What You’ll Discover in This Video:
The truth about whole life insurance and why it’s not an investment
How one simple banking system can reduce financial stress
The human behaviors that make or break your money success
How IBC strengthens family relationships and creates generational wealth
Why it’s never too late to start banking for yourself

📺 Watch This Next ►    • A Deeper Look Into The Infinite Banking Co...  

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📚 Dive into these Valuable Resources 👇

📖 Nelson Nash's "Becoming Your Own Banker" Book
👉 https://infinitebanking.org/product/b...

📚 Becoming Your Own Banker + Building Your Warehouse of Wealth Combo
👉 https://infinitebanking.org/product/b...


🤔 ABOUT NELSON NASH INSTITUTE 😃

The Nelson Nash Institute is dedicated to the ideas of Nelson Nash, the founder of the Infinite Banking Concept (IBC). Nash's work is based on Austrian economics, emphasizing individual liberty, sound money, and limited government. The institute educates both the general public and financial professionals about the theory and application of life insurance, particularly whole life insurance.

We promote the use of whole life insurance as a key tool for implementing the Infinite Banking Concept. This concept involves using permanent whole life insurance policies as a way to manage cash flow, essentially creating a privatized banking system. The aim is for individuals and businesses to recapture interest that would traditionally be paid to financial institutions, thereby maintaining control and access to funds while achieving consistent long-term growth.

The institute offers educational programs, including the IBC Practitioner’s Program, which trains financial professionals, including life insurance agents, CPAs, and attorneys, on how to structure whole life insurance policies for their clients to function as banking policies. The focus is not on "investing in" life insurance, but on using it as a cash-flow management vehicle to achieve financial goals.

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Content, audio, video, and materials about the Nelson Nash Institute and related subjects, available on our platforms, are designed for educational purposes. They do not substitute legal, financial, or professional advice. Laws and practices vary, so consult experts for personalized guidance. Each illustration is unique; individual results vary. Specific advice fits unique circumstances. We care about accuracy but don't assume liability for errors. The mention of deposits refers to premium payments.

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