The Childless Economy: Why The Middle Class Stopped Having Kids

In 1950, a child was an economic asset. In 2026, a child is a luxury liability.

The fertility rate in the West has collapsed. Canada is at 1.33. The US is at 1.6. South Korea is at 0.7. We are told this is a "lifestyle choice." It is not. It is a mathematical inevitability.
We have built an economy where housing acts as a contraceptive, childcare costs as much as a mortgage, and the "Motherhood Penalty" destroys careers. The middle class has looked at the spreadsheet of parenthood and realized the numbers do not add up.
In this video, Hoch performs an autopsy on the birth rate. We look at the "Dual-Income Trap," the "Demographic Ponzi Scheme" of immigration, and why the "DINK" lifestyle is actually a symptom of economic despair.

In this video, we cover:
The Asset to Liability Shift: Why kids don't make financial sense anymore.
The Housing Contraceptive: No bedroom = No baby.
The Daycare Mortgage: Why $10/day is a lie and $2,000/month is the reality.
The Canadian Ponzi: Importing adults because we can't afford children.
The US Trap: How the $10,000 "Birth Tax" achieves the same result.
The Future: Who pays for the pensions if there are no workers?
A society that cannot afford to reproduce is a society that has failed.

#Economics #Demographics #FertilityRate #CostOfLiving #Canada #USA #Millennials #GenZ #Childcare #HousingCrisis #FinancialHistory

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