Can You Buy A Home During Chapter 13 Bankruptcy? Yes—Here’s How

Can You Get a Mortgage While in Chapter 13? The Answer Might Surprise You #homebuyingtips #mortgagetips #chapter13bankruptcy

Many people think bankruptcy means the end of homeownership, but that’s not true. If you’re currently in a Chapter 13 bankruptcy, you may still qualify for an FHA or VA loan—even before your bankruptcy is discharged. Please visit my website to get more information: http://davidxiemortgageguy.com/

In this video, I’ll break down:
✅ How FHA and VA loans work for buyers in Chapter 13 bankruptcy
✅ The importance of trustee approval before shopping for a home
✅ How to rebuild your credit and improve your debt-to-income ratio
✅ The benefits of streamline refinancing after bankruptcy
✅ How a cash-out refinance can help you pay off your bankruptcy early

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Our team is licensed to operate in 48 states, including Mexico, the Virgin Islands, and can guide you on everything that you need to know about the housing market and the home loan process to make your home-buying experience easy and exciting for you!

CHAPTERS:
0:00 - Intro
0:14 - Chapter 13 Bankruptcy Explained
2:02 - Reestablishing Credit After Bankruptcy
6:26 - Getting Trustee Permission for New Debt
6:36 - Interest Rate Reduction Refinance Loan (IRRRL)
7:12 - Cash Out Refinance Options
8:56 - Conclusion

If this video helped you, hit the like button and subscribe for expert mortgage and real estate advice every week!

🔔𝐃𝐨𝐧'𝐭 𝐟𝐨𝐫𝐠𝐞𝐭 𝐭𝐨 𝐬𝐮𝐛𝐬𝐜𝐫𝐢𝐛𝐞 𝐭𝐨 𝐦𝐲 𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐮𝐩𝐝𝐚𝐭𝐞𝐬.
   / @davidxiemortgageguy  

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