🔥💰❌Money Traps many Filipinos TRAPPED in Canada/US that Delay Early Retirement | Buhay Canada US OFW

Are you secretly delaying your own retirement?

In this video, we’ll uncover the 11 traps that keep many Canadians stuck — from lifestyle inflation to emotional spending, and how to break free before it’s too late.

At the end of this video, you’ll discover the most dangerous trap of all — the one most Canadians fall into without realizing it. But wait… once you see it, you’ll never look at “YOLO” the same way again.

💡 What you’ll learn in this video:
00:00 Intro: Why Filipinos in Canada/US struggle to retire early
01:37 The Car Upgrade Trap
02:35 The House-as-Status Trap
03:13 The Lifestyle Inflation Trap
03:54 The Luxury Brand Trap
05:03 The “Canadian Dream” Trap
06:03 The Credit Card Trap
06:45 The “Deserve” Mentality Trap
07:21 The Subscription Trap
08:10 The Comparison Trap
08:46 The “Later” Trap
09:27 The YOLO Trap (The one everyone falls for)
10:35 11💰Pera Traps 😱 many Filipinos in Canada/US fall into that Delay Early Retirement | Buhay Canada US

💬 Let’s talk:
Which trap hit you the hardest? Comment below — your answer might help someone else in our community wake up financially.

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📌 Pinned Comment (Engagement + Community Format)

💬 Which of the 11 traps hit you the hardest?
Let’s be honest — we’ve all fallen for at least one of these before.

👇 Comment your answer below.

Your story might help another Canadian realize what’s been holding them back from retiring early.

And if this video hit home, don’t forget to share it with someone who’s still chasing the Canadian Dream but deserves the Canadian Freedom. 🇨🇦💪

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