Gifting UK Assets Without Triggering Inheritance Tax: Family Wealth Planning Explained | PTA

Passing wealth to family members is one of the most important financial decisions UK taxpayers make—but gifting assets incorrectly can trigger unexpected Inheritance Tax (IHT) bills. In this video, Pro Tax Accountant explains how gifting UK assets works, what HMRC looks for, and how families can protect wealth while staying fully compliant in 2025-26.

Pro Tax Accountant breaks down the core IHT rules around gifts, including potentially exempt transfers, the seven-year rule, annual exemptions, regular gifts out of income, and common traps such as gifts with reservation of benefit. We also explain how property, cash, shares and business assets are treated differently and why documentation and timing are critical.

This video explains:
• Which gifts are exempt from Inheritance Tax
• How the seven-year rule really works
• Common mistakes that trigger HMRC challenges
• How families can plan gifting safely and legally

With HMRC increasing scrutiny on estate planning and lifetime transfers, misunderstanding the rules can undo years of careful planning. Pro Tax Accountant has over 16 years’ experience supporting UK families with inheritance planning, asset transfers, compliance reviews and HMRC correspondence—making this guidance essential for anyone looking to pass wealth to the next generation.

If you want tailored advice on gifting assets, protecting family wealth or reducing IHT exposure, Pro Tax Accountant is ready to help you plan with confidence.

📌 Contact Pro Tax Accountant Today:
WhatsApp/Phone: 07985689912
Email: info@protaxaccountant.co.uk

Disclaimer
This video is provided for general information only and does not constitute personalised tax, legal or estate planning advice. Inheritance Tax outcomes depend on individual circumstances, asset types and timing, and UK tax law may change. While Pro Tax Accountant aims to provide accurate and current information, no guarantee is given regarding completeness or suitability for your situation. Any action taken based on this content is at your own risk. Always seek professional advice before making gifting or estate planning decisions. Pro Tax Accountant cannot be held liable for reliance on this information.

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