How to Qualify for a Mortgage When Your Credit Score Isn’t Perfect

Think your credit score is too low to buy a home? Think again.

In this video, I’ll show you how to qualify for a mortgage even if your credit score isn’t perfect. After 25+ years as a loan officer, I’ve helped thousands of buyers who thought they didn’t qualify — and I’ll walk you through the exact steps lenders look for beyond just your credit score.

🏠 You’ll learn:

What minimum credit scores you actually need for FHA, VA, and Conventional loans

How lenders evaluate more than just your credit — including income, job history, and debt ratios

The simple credit fixes that can boost your approval odds fast

Loan programs for buyers with “less-than-perfect” credit

How to prepare your loan application so you can buy sooner

Even if your score isn’t great, the right strategy can make all the difference.

📞 Ready to find out if you qualify?
👉 Schedule your free consultation by calling me at 512-913-7566
or visit www.SteveFergusonTeam.com to see your mortgage options today.

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📲 We have so many people contacting us who are needing help on their mortgage loans and have questions regarding all kinds of mortgage products and we LOVE IT!!
Let me show you how to make the mortgage process easy, efficient and fun!

Reach out Day/Nights/Weekends whenever you want, we never stop working for you!!

Steve Ferguson and "The Loan Team"
📲 Call/Text Direct at (512) 913-7566 or (512) 631-3990
📲 Email: fergusonteam@rwmloans.com