From Pre-Approval to Purchase: Recreational Land Financing 101 with Buckland Funding

Welcome to the land podcast, a platform for people looking to educate themselves in the world of land ownership, land investing, staying up to date with current land trends in the Midwest, and hearing from industry experts and professionals.
On today's episode, we are back in the studio with a different kind of podcast. Our friends from Buckland Funding came up to visit and record this podcast, talking all about lending for land. We discuss:
-Getting pre-approved is easy and requires minimal documentation.
-Buckland Funding specializes in recreational land loans.
-Pre-approval typically takes 24-48 hours with required financials.
-Two years of tax returns and a personal financial statement are standard requirements.
-Debt-to-income ratio should ideally be 41% or less for loan approval.
-Buckland Funding keeps loans in-house for personalized service.
-They can close loans quickly, sometimes in as little as 10 days.
-A good lender can help buyers feel more confident in their purchase.
-Liquidity is important; aim for one year of annual debt payments in savings.
-The lending process for land is simpler than traditional home loans.

And so much more!

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