Inside Creem: the payment platform that calls BS on hidden fees 🚫 | Founder Interview

We wrap up this season with a fun conversation about startup payments and indie hacking with Gabriel Ferraz from Creem.io

Co-founders Gabriel and Alec are two builders from the blockchain & crypto space who decided to reshape fintech for small indie entrepreneurs and startups.

They have a bright vision for the future of startups, but the lack of transparency among the leading merchant of record payment providers pushed them to launch Creem.

So they did, in just a few months 💪

Here’s what we discuss in this episode:
🤖 Using AI to track metrics on payments & more
🤑 Why Gabriel loves bootstrapped startups but needed to raise funds for Creem
🤔 What the current payment providers get wrong
🛠️ The challenges and future of fintech for startups
☃️ How to build a global startup from the quiet countryside of Estonia

Along with Creem, Gabriel hosts a fun and candid vlog on YouTube where he releases weekly updates and behind-the-scenes stories.
Watch his vlogs at:    / @sudoferraz  

Links to topics we discuss in the show:
1. Meditations on Moloch by Scott Alexander
https://slatestarcodex.com/2014/07/30...

2. Estonia’s e-residency program for founders.
https://www.e-resident.gov.ee

3. Antler VC and startup program: https://www.antler.co

I hope you enjoy the show and have a wonderful holiday season with your friends and family 🎄

Timecodes:
00:00 — Intro & Meet Gabriel Ferraz
01:14 — What did you ship recently?
05:46 — Purpose and history of Creem
14:55 — Gabriel’s vision of the future
18:14 — What’s a merchant of record?
24:02 — Co-founder journey and Estonia
34:55 — Making vlogs as a founder
40:00 — Raising funds from Antler
45:33 — Problems with scaling fintechs
54:21 — Customer support and the lowest M-o-R fees


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