Before You Take Social Security at Age 65 - Watch This

Help finding a Medicare plan is ALWAYS FREE! Call 440-703-1224 for my Medicare partner, Chapter Medicare or, click here: https://hlyshm.it/Chapter

This video highlights why claiming Social Security at age 65 (often) isn't the best choice. The big reason - people confuse the age with what they think they are supposed to do, instead of what's best for their personal situation.
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Talk to our partner, CHAPTER, the only Medicare Advisor we recommend. CHAPTER provides friendly, unbiased help and saves clients an average of $1100 per year - always 100% free to you.

Call 1- 440-703-1224 and tell them "Geoff Schmidt sent you," or click this link to get started: https://hlyshm.it/Chapter
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If you're still using spreadsheets for your financial planning, you're doing it the HARD WAY.
Check out the best planning software I've found - BOLDIN (prev. NewRetirement) personal financial planning software. Free 2 week trial and $120/yr after. I use it recommend it.

Use this link to try Boldin for free for 2 weeks: https://hlyshm.it/Boldin
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The CENTER FOR RETIREMENT at Boston College has some of the best retirement data available and is one of our most trusted sources of information. Check out their website here: https://hlyshm.it/crr
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Please note: some of the companies and websites above are affiliate relationships of ours which means that it you purchase their product or use their service, we receive a small fee. This does not increase your cost.
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OUR THREE MOST POPULAR ARTICLES ON HOLYSCHMIDT.COM

How to Find the Right Medicare Plan: https://hlyshm.it/BestPlan

Give My Regrets to Spreadsheets: Why You NEED Personal Financial Planning Software in 2025: https://hlyshm.it/ha2

Financial Tools Worth Every Penny: https://hlyshm.it/ha3
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OTHER IMPORTANT LINKS:

FREE Retirement Ready Checklist: https://hlyshm.it/ha5

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Federal Reserve Board Survey of Consumer Finances:
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Social Security Administration Application for Benefits
https://secure.ssa.gov/iClaim/rib

Current Social Security Cost of Living Adjustment
https://www.ssa.gov/cola/

Social Security Payment Estimator
https://www.ssa.gov/benefits/retireme...

Legal disclaimer:

Chapter Advisory, LLC (“Chapter”) is a private health insurance agency. In California, Chapter does business as Chapter Insurance Services (Lic. No. 6003691). Chapter is not affiliated with or endorsed by any government entity. While Chapter has a database of every Medicare plan option nationwide and can help you to search among all options, it has contracts with many but not all plans. As a result, Chapter does not offer every plan available in your area. Currently, Chapter represents 50 organizations which offer 18,601 products nationwide. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.
Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors.

Channel Disclaimer: this video is for educational and entertainment purposes only and is not meant to be a substitute for legal, accounting, tax, or professional advice. If you have any specific questions about any legal, accounting, tax or other professional service matter you should consult the appropriate professional services provider.