Fix, float, or flip? Mortgage strategy 2025–Tony Alexander

Independent economist Tony Alexander analyses the latest moves from the Reserve Bank—and the impact for home owners and house hunters. We cover interest rates bottoming out (or are they?), housing prices still in limbo, and investors making moves—maybe even for the exits.

With the long tail of inflation, we ask Tony whether mortgage holders should consider going floating or fixed, short-term or long-term. Will interest rates really go all the way to 3%? Why are renovations on the rise? Where’s investor cash going?

Tony also lifts the lid on regional market variations, from quiet confidence in Christchurch to Auckland's listing overload.

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