Trump’s 10% Credit Card Rate Cap: Who Wins and Who Loses | The Real Economic Impact

Credit card interest rates are near record highs.
Now President Trump is proposing a 10% cap — but what would that really change?

In this video, we break down Trump’s proposal to limit credit card interest rates at 10% and explain what it could mean for everyday consumers, banks, and the broader economy. We look at who might benefit, who might lose, and why the idea is politically popular but economically complex.

We also examine whether this proposal could realistically pass Congress, how banks are responding, and why the timing matters with the 2026 midterm elections approaching. Instead of headlines, this video focuses on incentives, trade-offs, and real-world outcomes.

If you care about credit card debt, financial policy, or how politics intersects with markets, this analysis is for you.

If you find this helpful, consider liking the video, sharing your thoughts in the comments, and subscribing for future updates on consumer finance and economic policy.

Timestamps:

00:00 Introduction
01:05 Background: Trump’s Credit Card Rate Cap Proposal
02:47 Feasibility: Can This Become Law?
03:54 Impact on Consumers
04:43 Impact on Banks & Financial System
06:24 Political Implications & Elections
07:31 Conclusion & Key Takeaways


Disclaimer: I’m not a licensed financial advisor. The content in this video is for informational and entertainment purposes only and should not be considered financial advice. Always do your own research and consult with a certified financial professional before making any investment decisions. Any examples or scenarios discussed are hypothetical and for illustrative purposes only. Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. Please invest responsibly.

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