Union Bank Q3FY26 LIVE | Net Interest Margin Up 9 Bps; Return On Assets Up 19 Bps At 1.35%

Union Bank of India reported a 9 per cent year-on-year rise in net profit to Rs 5,017 crore for the quarter ended December 31, 2025, aided by a decline in provisions.

Net interest income — the difference between interest earned and interest expended — grew just 1 per cent to Rs 9,328 crore from Rs 9,241 crore in the same quarter of FY25.

Non-interest income rose 2.82 per cent to Rs 4,541 crore during the quarter. Net interest margin for the period was 2.76 per cent, compared with 2.91 per cent a year ago.

Provisions and contingencies fell nearly 80 per cent to Rs 322.23 crore in the December quarter of FY26 from Rs 1,599.05 crore a year earlier. Provisions for non-performing assets declined 84 per cent to Rs 235 crore.

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