What is Voluntary Provident Fund (VPF)? Which is better between VPF & PPF (6 point difference)

Voluntary Provident Fund (VPF) is a powerful tool for salaried individuals to boost their retirement savings. It allows you to contribute additional funds beyond the mandatory EPF contribution, offering higher interest rates compared to PPF. Wondering if it's right for you? In this video, we have discussed - What is VPF and how it works?, VPF vs. PPF: A head-to-head comparison and in the end also talked about Which option is best for YOU? in Hindi. By understanding the nuances of VPF and its comparison with PPF, you can make a well-informed decision about your retirement planning. VPF and PPF are valuable tools for building a secure financial future. Carefully assess your needs and choose the option that best aligns with your financial goals.

Time Stamps
00:00 Introduction
00:45 What is a Voluntary Provident Fund?
02:00 Example of Voluntary Provident Fund?
03:27 Comparing Voluntary Provident Fund with Public Provident Fund
03:40 1. Eligibility
04:00 2. Contribution
04:34 3. Lock-in Period
05:00 4. Returns
05:18 5. Withdrawal
05:40 6. Taxability
08:20 Conclusion

Links to Refer
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