This is LEGAL?!? BUYER BEWARE: Home Equity Investment (HEI) and Home Equity Agreement (HEA)

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Homeowners, beware: Not all equity solutions are created equal. In this episode, Peter A breaks down the truth about Home Equity Investments (HEIs) and Home Equity Agreements (HEAs) — and how they stack up against traditional HELOCs.

You’ll learn how HEIs and HEAs, often marketed as “no-payment” or “debt-free” solutions, could quietly rob you of thousands in home equity 😱. With real-world examples and clear cost breakdowns, we show why reading the fine print is non-negotiable.

💡 You’ll learn:
How much equity you really give up with an HEI or HEA
Why a traditional HELOC might save you money over time
How predatory marketing disguises long-term costs
Smart strategies to leverage equity without risking ownership
Why financial literacy is the best protection for homeowners
Thinking of tapping into your home’s value? This episode is your financial armor 🛡️.

🎯 Whether you're exploring second mortgages, investing, or just want to understand your options—don't make a move until you see this.

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This video is for you if you want to know:
What is a HELOC
What is a HEI
What is a HEA
What is a Home Equity Investment
What is a Home Equity Agreement
What is a Home Equity Line of Credit
Are HELOC and HEI the same thing
Are HELOC and HEA the same thing
What's the difference between HELOC and HEI
What's the difference between HELOC and HEA
How do I use equity in my house
if you can use the equity in your house for a renovation
if you can use the equity in your house for a vacation
if you can use the equity in your house to buy a car
if you can use the equity in your house to buy a second home
if you can use the equity in your house to buy investment property
if you can use the equity in your house to buy stocks
if you can use the equity in your house for any reason
What are the risks of a HELOC
What mistakes to avoid when using a HELOC
How to use a HELOC for beginners
What is the interest rate for HELOC
What is the term for HELOC
How long is a HELOC
Is a HELOC a good idea
When should I get a HELOC
Who is a HELOC good for
Why should you not get a HELOC
Is a HELOC dangerous
Is a HELOC the same as a cash out refinance
Is a HELOC the same as a 2nd mortgage
Can you use a HELOC when your home is paid off
Can you use a HELOC on a brand new property
Can I get a HELOC 1 year after purchasing my house
How to get out of a HELOC

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Disclaimer:
The information provided in this video is for educational and informational purposes only and should not be considered financial, legal, or investment advice. While we are licensed mortgage and real estate professionals, the content here is general in nature and may not apply to your specific situation. Always do your own research and consult with a qualified professional before making any financial decisions. By watching this video, you agree that we are not responsible for any financial outcomes based on the information provided.