10% Down Second-Home Deal Breakdown
Автор: Ricardo Carrillo | Nationwide Mortgage Broker
Загружено: 2025-11-14
Просмотров: 46
Here’s a clean breakdown of a real second-home purchase we just structured for a client
📌 Purchase Price: $500,000
📌 Down Payment: $50,000 (10%)
📌 Loan Amount: $450,000
📌 Loan Type: Conventional
📌 Occupancy: Second Home
📌 Term: 30-Year Fixed
📌 Rate: 7.375%
📌 Monthly Payment Breakdown:
• Principal & Interest: $3,108.04
• Taxes: $265.15
• Insurance: $149.81
• PMI: $86.25
• HOA: $0
➡️ Total Monthly Payment: $3,609.25
📌 Closing Costs: $19,810.16
📌 Prepaids: $9,500
📌 Escrows: $844.88
➡️ Total Cash to Close: $59,465.28
These are the exact types of deals we help clients structure nationwide, whether you’re buying a second home, vacation property, or future investment opportunity.
Work With Richi (Nationwide All 50 States)
📲 Instagram: @richithelender
🌐 Website: rclending.com
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