How Buy Now, Pay Later Affects Your Budget | Real Budget Breakdown Afterpay, Klarna & Affirm Debt
Автор: Jaliyah Kreationz
Загружено: 2025-07-09
Просмотров: 722
Hi Budget babes and bros welcome back to my channel
In this video, I’m walking you through a real budget breakdown with one of my past clients ,someone who had over 20 active buy now, pay later accounts (Afterpay, Klarna, Affirm and more). We’ll take a deep look at how these payments show up in your monthly budget, how they can quietly drain your income, and why these services aren’t as harmless as they seem.
I’ll also be discussing the stigma between credit cards vs. buy-now-pay-later, and how to approach paying off these debts without shame but with strategy. If you’re someone who relies on these services or you’ve ever wondered why you feel stuck even though you’re making payments, this video is for you.
👀 WHAT YOU’LL LEARN:
How BNPL (buy now, pay later) payments affect your cash flow
Why they feel easier than credit cards but can hit harder
How to tackle multiple Afterpay/Affirm debts
A step-by-step look at managing these in your budget
Need help with your budget! Book one on ones at Jaliyah-Kreationz.com
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#BudgetWithMe #BuyNowPayLater #Afterpay #Affirm #DebtFreeJourney #RealBudgetBreakdown #FinancialEducation #JaliyahKreationz
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