A Decision Tree for Digital Financial Inclusion

Digital financial services can help alleviate poverty and catalyze economic development. But suppose you are in a country where many people are not using these services. There are many possible causes. Which are most significant? How can you find the root of the problem?

Policymakers now have a tool to answer these questions: the Decision Tree for Improving Digital Financial Inclusion, from the Center for Global Development. The tree helps policymakers examine the constraints on the supply- and demand-side that might prevent people from accessing digital financial services, such as limited competition or low trust in providers.

Learn more at cgdev.org/DecisionTree