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I Earn £48K And My Mortgage Is Killing Me

Автор: Chidera Peters

Загружено: 2025-04-27

Просмотров: 79798

Описание:

🔥 Bought a home — and now trapped by mortgage stress? Here’s the reality.

In today’s episode of Fix My Finances, we dive into the real money struggles of a 36-year-old based in Nottingham, earning £48,000 a year — and yet feeling completely trapped. Despite being a homeowner, rising living costs and a steep mortgage have left her living paycheck to paycheck.

Whether you're struggling with mortgage payments, fighting lifestyle creep, or just trying to manage your finances better, this episode is packed with real-world advice you can apply today.
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RESOURCES MENTIONED
💭 Want your finances reviewed anonymously in a future video?
👉 Submit here: https://forms.gle/hwwrk26B2Yg8tRpv6

👉 Get my Simple income and expenses tracker sheet with preset formulas → https://famous-moon-161.myflodesk.com...

🔥 Get 10% OFF when you file your tax returns on TaxScouts → https://taxscouts.prf.hn/click/camref...

👉 Free Mortgage Readiness Checklist: https://famous-moon-161.myflodesk.com...
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🎥 WATCH NEXT
How Much I Made from Investing, My Savings Rate & Biggest Money Lessons    • How Much I Made from Investing, My Savings...  

My 8 Sources of Income at Age 28 (Exact Numbers Revealed!)    • My 8 Sources of Income at Age 28 (Exact Nu...  
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⚠️ Disclaimer:
This video is not financial advice. I’m sharing my personal investment journey for educational purposes only. Always do your own research and consider speaking to a financial professional before making investment decisions.
________________
FOR COLLABORATIONS/SPONSORSHIPS
Please get in touch with me hi@thechiderapeters.com
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KEEP IN TOUCH
Tiktok:   / thechiderapeters  
Instagram:   / thechiderapeters  
Twitter:   / chiderapeters_  
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TIME STAMPS
00:00 Intro
01:30 - Who is Jane?
02:22 - Income Overview
02:42 - Monthly Expenses Breakdown
04:46 - Savings and Current Debt
06:40 - Money Goals
08:55 - Major Red Flags
13:49 - Fixing her finances
16:54 - Let's talk, what would you do differently?

Thanks for watching!

#FixMyFinances #MortgageStress #HousePoor #PaycheckToPaycheck #BudgetingUK #PersonalFinanceUK #MoneyMistakes #DebtFreeJourney #FirstTimeBuyerUK #HomeownershipStruggles #LivingPaycheckToPaycheck #FinancialFreedom #SaveMoneyUK #UKFinanceTips #EmergencyFund #LifestyleCreep

I Earn £48K And My Mortgage Is Killing Me

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