SIP vs Lumpsum: How Much to Invest Monthly to Build ₹1 Crore? | Wealth Creation | PS Chandrashekar

Are you wondering how to hit the ₹1 Crore corpus milestone? This video breaks down strategic investment methods focusing on the combination of SIP (Systematic Investment Plan) and Lumpsum investments. We address the common question: how much SIP and how much Lumpsum investment is required to create a ₹1 Crore corpus?

Financial expert P. S. Chandrashekar, a Mutual Fund Distributor, explains that not everyone can commit to only SIP or only Lumpsum, making the combination a practical path to wealth creation.
In this video, we outline five core strategies demonstrating how to achieve approximately ₹1 Crore (or more) over a 25-year tenure with an assumed average return of 12%. (Please note that returns are not guaranteed).

Key Strategies Discussed:

• Strategy 1: Start with a ₹5,000 monthly SIP amount and a ₹1 Lakh Lumpsum investment. This combination is shown to generate approximately ₹1.02 Crore.
• Strategy 2: A combination of ₹4,000 SIP plus ₹2 Lakh Lumpsum.
• Strategy 3: An equal split of ₹3,000 SIP plus ₹3 Lakh Lumpsum.
• Strategy 4: Using a ₹2,000 SIP amount and a ₹4 Lakh Lumpsum investment.
• Strategy 5: Creating the corpus starting with a ₹1,000 SIP plus a ₹5 Lakh Lumpsum investment.
We show that even by starting a SIP with a small amount like ₹1,000, it is possible to create a ₹1 Crore corpus when combined with a Lumpsum amount.

The calculations presented here are approximations. Strategies can be altered to target larger goals like ₹2 Crore, ₹3 Crore, or ₹4 Crore, which would necessitate changes to the SIP and Lumpsum amounts. Additionally, achieving the goal in shorter timeframes, such as 10 or 15 years, would require different calculations.

If you are considering a tailored strategy, distributors can help design and explain where to invest based on your specific requirements and goals.

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SIP vs Lumpsum: How Much to Invest Monthly to Build ₹1 Crore? | Wealth Creation | PS Chandrashekar
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#Finance #Investing #MoneyTips #SocialPostFinance #Socialpost

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