Inheritance Tax & Gold: Can HMRC Trace Your Hidden Wealth in 2025-26? | Pro Tax Accountant (PTA)

Gold has long been seen as a way to preserve and quietly pass on wealth, but how does HMRC treat gold for Inheritance Tax purposes in the UK? In this video, Pro Tax Accountant explains how gold holdings are viewed under UK Inheritance Tax rules and whether so-called “hidden” wealth is really hidden from HMRC in 2025-26.

We explore how HMRC identifies gold assets, including physical gold, coins, bullion, and gold held overseas, and how these are valued when calculating an estate. Pro Tax Accountant breaks down when gold is subject to Inheritance Tax, how valuations are carried out, and what happens if gold is not disclosed. We also discuss common misconceptions around gifting gold, storing it privately, or assuming it falls outside HMRC’s scope.

This video is essential for UK taxpayers who want to understand:
• Whether gold is liable to Inheritance Tax in the UK
• How HMRC discovers undeclared gold assets
• The risks of non-disclosure and penalties
• Legitimate planning options to reduce Inheritance Tax exposure
• How estates are assessed in 2025-26

With HMRC increasingly using data matching, third-party information and estate reviews, relying on secrecy alone can create serious problems for families later. Pro Tax Accountant has over 16 years’ experience advising UK individuals on Inheritance Tax planning, asset disclosure and estate protection—helping families protect wealth while remaining fully compliant with HMRC rules.

If you hold gold or are considering it as part of your estate planning, this video gives you clear, practical guidance before costly mistakes are made.

📌 Contact Pro Tax Accountant for Inheritance Tax Advice:
WhatsApp/Phone: 07985689912
Email: info@protaxaccountant.co.uk

Disclaimer
This video is for general information only and does not constitute personalised tax, legal or estate planning advice. Inheritance Tax treatment depends on individual circumstances, asset structure and current legislation, which may change. Pro Tax Accountant cannot accept liability for actions taken based on this content. Always seek professional advice before making decisions about asset ownership, gifting or Inheritance Tax planning.

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