Retiring in Sofia, Bulgaria 🇧🇬 | Europe’s Most Affordable Capital? (2026)

Sofia isn’t flashy — and that’s exactly why smart retirees are paying attention.

In this video, Penelope from StockFocus.com takes you inside retiring in Sofia, Bulgaria in 2026, one of the most affordable capital cities in the European Union. We break down real cost-of-living numbers, housing, healthcare through Bulgaria’s public and private systems, visa requirements, neighborhoods, and what everyday life actually feels like for retirees.

You’ll learn why Sofia’s 10% flat tax, low housing costs, efficient public transit, and rich cultural life make it a standout option for retirees who want a European capital lifestyle without a capital-city budget. From Roman ruins beneath metro stations to opera nights that cost less than a movie ticket, Sofia offers depth, walkability, and value.

This is not a travel highlight reel — it’s a retirement reality check designed to help you decide whether Sofia fits your lifestyle and budget.

In this video, we cover:

• Monthly cost of living in Sofia
• Rent, groceries, utilities & transportation
• Public vs private healthcare in Bulgaria
• Bulgaria’s retiree Type-D visa
• Best neighborhoods for retirees
• Safety, walkability & culture
• A day-in-the-life of a retiree in Sofia

🔎 Want to see if Sofia fits your retirement budget?
Visit StockFocus.com to use our free retirement calculator and interactive world retirement city map, personalized to your income, savings, and lifestyle goals.

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