Homeowners Insurance 101: MUST-KNOW Coverage Secrets for Every Home Buyer

Discover the essential homeowners insurance tips every home buyer needs to know in this comprehensive video guide. We'll walk you through the often-overlooked pitfalls-like septic tank failures, uncovered chimney modifications, and the complexities of filing claims-so you can avoid costly surprises. Learn exactly what standard homeowners insurance does and does not cover, from dwelling and personal property protection to crucial add-ons like flood, earthquake, and sewer backup coverage. We also delve into how factors like your home's age, location, and security features can significantly impact your premiums and loan approval. Plus, find out why umbrella insurance can be a game-changer for safeguarding your financial future. Whether you're navigating your first home purchase or ensuring you have the right coverage for an existing property, this video equips you with the knowledge to protect your biggest investment and steer clear of hidden insurance traps. Don't let common misconceptions leave you vulnerable-tune in and learn how to confidently secure the perfect homeowners insurance policy for your needs.

⏰ TIMECODE ⏰
0:00- Intro
0:32- What Exactly Does Homeowners Insurance Cover?
2:21- What Your Policy Doesn't Cover
3:13- Additional Riders to Your Homeowners Insurance Policy
3:26- Umbrella Insurance
4:32- The Cost of Homeowners Insurance
6:03- You've Obtained Homeowners Insurance- Now What?
7:25- Biggest Issues with Insurance and Claims
8:35- Outro


🔔 Want to know more about real estate in general? Whether you are buying, selling or just curious, subscribe for expert real estate advice, insider tips, neighborhood tours, and local secrets! The tools you find here can be applied ANYWHERE in the US so make sure to follow!
   / @wandazelayare  

✅ Important Links to Follow

🔗 Looking for a complete and in depth Home Sellers Guide? Download here:
https://wanda-zelaya-real-estate.kit....

🔗 Download Your Free HomeBuyers Guide Now!
https://wanda-zelaya-real-estate.ck.p...

🔗 Wanda Zelaya with RLAH@properties
https://www.atproperties.com/dc

🔗 Linktree
https://linktr.ee/wandazelaya

🧮 Check out my favorite mortgage calculator:
https://www.bankrate.com/mortgages/mo...

✅ Stay Connected With Me.

👉 Facebook:   / wandazelayarealtor  
👉 Instagram:   / wandazelayarealestate  
👉 Linkedin:   / wandazelaya  
👉 Website: https://www.wandazelayarealestate.com/

📩 For Business Inquiries: [email protected]
☎️ Leave us a call at 301.802.0713

=============================

✅ About Wanda Zelaya- The Wanda Zelaya Real Estate Channel.
Have real world questions about real estate, whether you are buying or selling? Live anywhere in the US? Real Estate advice here applies to virtually anywhere in the US!

Are you looking to buy or sell a home in MoCo, or are you moving here and want to learn more? I'm your MoCo real estate expert, here to guide you through the entire process and answer your top real estate questions, from finding your dream home to getting top dollar for your current one.

Subscribe and hit the bell for valuable real estate tips, insights, guides, and more to make informed decisions!

For Collaboration and Business inquiries, please use the contact information below:

📩 Email: [email protected]

🔔 Looking to buy or sell in MoCo? Subscribe for top real estate tips, neighborhood insights, expert advice, and hidden gem guidance!
   / @wandazelayare  

=================================

homeselling tips #realestatemarket #househunting #MoCoRealEstate #homebuyingtips #RealEstateAdvice #SellYourHome #RealEstateExpert #HouseHunting #WandaZelaya #WandaZelayaRealEstate #RealEstate #HomeBuyer #FirstTimeHomeBuyer #Market Update #HousingMarket

⚠️ Disclaimer: The information provided in this video is for informational purposes only and should not be considered as financial or legal advice. While we discuss general real estate topics, remember every buyer and seller has unique needs and goals. Don't hesitate to contact a local real estate agent to discuss your situation and develop a personalized plan. The information presented in this video is believed to be accurate when recording. However, real estate laws and market conditions can change. We recommend verifying any details with your real estate professional.

© Wanda Zelaya- The Wanda Zelaya Real Estate Channel