The Retirement Myth Everyone Believes—And How It’s Holding You Back

00:00 Intro
00:53 Key Assumptions of the 4% Rule
02:12 Failures of 4% Rule
03:01 Withdrawal Rate Performance
03:41 Are you willing to adjust?
05:08 What Retirement Looks Like
07:27 What’s the Difference?
08:19 Retire Early or Greater Spending
09:19 Underspending in Retirement
10:07 Bloopers

Is the 4% rule holding your retirement back? For decades, the 4% rule has been touted as the gold standard for portfolio withdrawals, but is it really the best strategy for everyone? In this video, we’ll uncover the key limitations of the 4% rule, explore alternative withdrawal strategies, and show you how flexibility can make your retirement savings last longer. Don’t let outdated advice dictate your future—learn how to build a plan tailored to your unique goals and lifestyle!

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Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research.

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